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Uniswap to Allow Users to Buy Cryptocurrency Using Debit and Credit Cards

Cointime staff: Decentralized exchange Uniswap has partnered with fintech company Moonpay to allow users to buy cryptocurrency on its web app using debit cards, credit cards, and bank transfers. The bank transfer option is being rolled out for users within most U.S. states, Brazil, the United Kingdom and Single European Payments Arena, also known as SEPA.

Buy crypto with your card or bank account

Starting today, you can purchase crypto on the Uniswap Web App using a credit card, debit card or bank transfer at the best rates in web3. Convert from fiat to crypto onto Ethereum mainnet, Polygon, Optimism, and Arbitrum, and start swapping in minutes!

Direct to DeFi

Decentralized exchanges (DEXs) are the safest way to trade digital assets compared to their centralized counterparts. With self-custodial wallets, permissionless and immutable protocols, and a transparent public ledger, DEXs have built-in user protections. However, a major barrier to DeFi adoption has been the onboarding experience, compelling users to store their CEXs for convenience, despite the risks.

Now you can go direct to DeFi with the Uniswap Web App and buy crypto on our web app using any card or bank transfer in 160+ countries with our first partner, MoonPay. We're bringing you the best fiat on-ramp experience - no spread fees on USDC, the lowest processing fees in the market, and instant access!

To purchase

  • Connect your wallet to the Uniswap Web App
  • Click the wallet dropdown
  • Buy crypto and use it instantly!

What payment methods are supported?

Major payment methods like cards and bank transfers are supported. This will vary depending on the region. Bank transfers are only available for most of the US, Brazil, SEPA, and the UK. See the MoonPay Help Center for more information on supported payment methods and fiat currencies.

What tokens are supported?

At launch, we will support DAI, ETH, MATIC, USDC, USDT, WBTC, and WETH. However, this does depend on the region. For example, US users cannot purchase WETH or WBTC. See the MoonPay Help Center for further details.

What chains are supported?

You can purchase crypto and send to any wallet on Ethereum mainnet, Polygon, Optimism, and Arbitrum.

Do I need to verify my identity with MoonPay?

To purchase crypto with a card or bank account, you will need to observe MoonPay's KYC/AML policy. You do not need to verify your identity to use the Uniswap Protocol, only when purchasing crypto through MoonPay. MoonPay does not share customer data with Uniswap Labs. Uniswap Labs does not collect and store financial data such as credit card, debit card, and bank information, or personal data, such as first name, last name, street address, date of birth, email address, and IP address.

What are the fees?

We have some of the lowest in the entire market:

  • No Minimum Fee - Payment processors often charge a minimum fee regardless of purchase size. Our minimum fees are zero!
  • No Spread on USDC - Payment processors quote a slightly higher token price than the market rate. This fee is called a "spread" and contributes to their margins. We have zero spread for USDC purchases!
  • Low spread and processing fees - We've also negotiated low spread and processing fees on all supported currencies.

How much crypto can I buy?

Minimum - Many supported cryptocurrencies have a minimum purchase size of 15 USD or equivalent in most local currencies. ETH, USDC, USDT, and DAI have variable minimum purchase sizes based on market conditions.

Maximum - Buy limits depend on which cryptocurrency you buy and which fiat currency you use. Notably, USDC has an upper limit of 10,000 on Arbitrum and Optimism while popular fiat currencies are capped at USD at 12,000, GBP at 9,000, EUR at 10,000, and CAD at 16,000.

Your payment provider may put further limitations on your purchase size. We recommend either bank transfer or debit cards. Note that minimum and maximum purchase sizes may change as per MoonPay's policies.

When will the purchased crypto arrive in my wallet?

Your purchases will be available in your wallet within minutes, though the exact payment  method will determine the transfer time. Read more on the MoonPay Help Center.

Can I send crypto back into my bank account?

Not yet. We're working to integrate an off-ramp. Today, you can sell using MoonPay's website or any other off-ramp platform.

Can I buy NFTs with fiat?

Not directly. You can buy ETH through MoonPay from the Uniswap Web App. You can use this ETH to purchase NFTs on the Uniswap Web App.

MoonPay Cryptocurrency
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